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Lina Life Launches Brain Health Insurance Covering Diagnosis to Long-Term Care

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Lina Life Insurance has launched a new health insurance product, "(Non-participating) Lina Brain Care Health Insurance," designed to provide comprehensive coverage for cerebrovascular, neurological, and psychiatric conditions, along with long-term care. This initiative addresses the growing concern for brain health, driven by an increasing number of patients with cerebrovascular diseases due to an aging population and lifestyle changes.
  • Lina Life's new product offers integrated coverage across circulatory, neurological, psychiatric, and long-term care areas through a main contract and riders, allowing customers to customize their protection based on diagnosis, treatment, recovery, and care stages.
  • Coverage in the neurological sector includes major conditions like Alzheimer's, Parkinson's, epilepsy, encephalitis, and myelitis, supporting treatment, rehabilitation, and examination costs.
  • The psychiatric coverage has been broadened to include ADHD, depression, vascular dementia, and schizophrenia.
  • A specific rider is available for integrated cerebrovascular disease diagnosis and treatment.
  • The product provides survival funds based on long-term care grades, with lifelong coverage and provisions for increased payments if the long-term care condition worsens.
  • Additionally, Lina Life is offering a "Brain Care Service" which includes EEG measurement to support brain health improvement.
  • This product aims to fill existing coverage gaps for various stages of brain-related conditions.
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